Here’s what we need to finalise your application:
- Completed client needs analysis form.
- ID eg: copy of your passport and driver’s licence.
- Full copy of the offer and acceptance signed by all parties (if applicable).
- Last 2 payslips.
- For self employed clients, full copy of the most recent company financials and last 2 years company tax returns plus full copy of last 2 years personal tax returns and the tax assessment notices.
- If you own a rental property, then we need a copy of the latest rental statement or a full copy of the lease.
- If you are refinancing, we need the last 6 months statements on your home loan. If the latest statement is > one month old, we also need a printout showing transactions since the statement.
- Last 3 months statements on any credit cards, car loans, HECS debt or store accounts you may have.
- Last 3 months statements on your savings accounts. If the latest statement is > one month old, then we also need a printout showing transactions since the statement.
- If you are over 40 years old, we need a copy of the latest statement on your super fund.
- Different banks have different requirements so we may need additional information depending on your circumstances.